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  Wisconsin Individual & Small Business Health Insurance - WIHIA

​Short Term Medical, Dental, and Travel Coverage

Short Term Medical

​If you're uninsured now and haven't recently lost coverage, your option to get insured now is to buy a short term plan. These plans are available year round, unlike full medical policies which are only available to purchase during Open Enrollment (November 1st and December 15th for January 1st coverage).

It's a smart plan to have something to protect you from financial disaster if you can't get full insurance because you've missed the enrollment period. These plans are also recommended when you have a small gap in coverage. ​Remember, short term medical plans generally do not cover preexisting conditions or preventive care and have a list of excluded conditions (mental health care is excluded, for example). Be sure to read the terms carefully before purchasing!

​
If you're looking for a short term plan (not fully qualified insurance), we suggest: 
  • ​UnitedHealth One 
  • IHC Specialty Benefits ​
  • Pivot Health 
  • National General  and Product Guide

We also recommend looking into a supplemental plan if you have a high deductible:
  • Safeguard Health Supplemental (works well with health ministries)​


Your information is kept confidential and never sold. You will not be contacted by any marketers by clicking any links located on this website. 

Dental Insurance


Looking for dental? You can apply anytime of year. Click here to see options. 


Gap Insurance for High Deductible Plans

High deductible plans are not much fun. Protect your wallet by adding gap insurance to help cover costs!

Travel Insurance

​Traveling? It's highly recommended you invest in travel insurance whether traveling inside or outside the US! Most health insurance does not cover international travel, even for emergencies, and regular medical insurance never covers transport back if you need to come home. 

Check out your international travel insurance options here. 

​
If you're looking for within the US travel, try this option. 

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The information provided on this website is educational in nature and not intended to be advice for your personal situation. Consult your broker, agent, insurance company, state department of insurance, or legal adviser before taking action on any insurance issues.  

​Wisconsin Health Insurance Advocate, LLC and its employees are not associated with the Federal Medicare Program or the Affordable Care Act. Medicare has neither reviewed nor endorsed this information. 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

​
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Wisconsin Health Insurance Advocate, LLC
​By Appointment 
9618 W Greenfield Ave
West Allis, WI 
​(414) 797-3408
info@wihia.com
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  • Home
    • About Us
  • Health Insurance
  • Medicare
  • Medicaid/T19
  • Employers
  • Contact
    • Contact
    • Terms and Conditions
    • Website Privacy Policy
    • Client Privacy Policy
  • FAQ
  • Blog
    • Ask Us Your Health Insurance Questions