Rules

By Mary Fenner

I just had a phone call from a very upset woman whose brother had lost his health insurance months before, missing his 60 day deadline to enroll in a plan. He had also missed the open enrollment from Nov. 1st – December 15th, and was now on medication that made him incoherent.  Sadly, I had to tell her that her brother missed the open enrollment deadline. She was just devastated and cried, “There are sooo many rules and no one tells us!”

Yes, there are a ton of rules. We’re here to help people navigate those confusing and sometimes overwhelming restrictions and requirements. Using a broker who knows the rules and can help guide can relieve the stress of not knowing.

NUMBER 1 Rule:  You can only get health insurance within 60 days of losing coverage, and if you don’t have insurance you can only enroll during the open enrollment period November 1st – December 15th.
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Knowing these basic facts can help you and your family members avoid the awful consequences of not having health coverage! Which I’m sure you all know can be devastating both financially and emotionally.