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  Wisconsin Individual & Small Business Health Insurance - WIHIA

Blog

Phisht! I don't need to use a broker, I'll do it on my own or use free help from an assister!

11/16/2017

8 Comments

 
Why use a broker? You're a savvy consumer and don't need help navigating the marketplace, right? Think again! A recently published research study confirms what I've been saying for years: getting help with your health insurance from a broker saves even the most insurance-savvy consumer time and money. The study shows that consumers who navigated the marketplace on their own did no better than random chance sampling in choosing a plan that would save them money, whereas individuals who got help were far more likely to choose the plan in their best interest. Best of all, our help is no cost. Open Enrollment is November 1-December 15 and we can help anyone in Wisconsin (call/text 414-797-3408 to schedule an appointment). 
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According to the study, "Consumers left to their own devices seem to make large errors when choosing health insurance, suggesting that they will select options that are not cost-efficient and they seem to be unaware of their failure" (http://journals.plos.org/plosone/article?id=10.1371%2Fjournal.pone.0081521). 

Brokers know these plans in an out. We have contracts with the companies and have to attend company-specific training every year. Navigators and certified application counselors don't. And best of all, as brokers of record we can help solve problems including billing issues year round. Free assisters can't do that. Brokers also have a back-door portal and we can do applications over the phone in less than half the time it takes to do it on your own or with a navigator. 

Try us out and see the difference. We guarantee you will be more than satisfied. 
8 Comments

    Sadie Tuescher

    Independent Broker
    ​Owner

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The information provided on this website is educational in nature and not intended to be advice for your personal situation. Consult your broker, agent, insurance company, state department of insurance, or legal adviser before taking action on any insurance issues.  

​Wisconsin Health Insurance Advocate, LLC and its employees are not associated with the Federal Medicare Program or the Affordable Care Act. Medicare has neither reviewed nor endorsed this information. 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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