Laid off? We can help you get covered.

By Mary Fenner

Recently, many of you have lost your jobs, or gotten laid off and with that you may have lost your health
care coverage. There are choices for you and your families that can be quite affordable, but the time to
act is now! 

Marketplace Insurance
You only have 60 days from the time you lost coverage to apply for Marketplace (Obama Care
Insurance). Also, the sooner you apply the sooner your policy will go into effect. The plans only start on
the 1 st of the Month, so to get a April 1 st start date you would have to apply before March 31 st .

Short Term Plans
Short term plans can fill in the gaps between coverage. They can be purely catastrophic, or include
supplements to help cover hospital stays and other medical needs.

BadgerCare
If you make below $12,760 in a single household you can apply for Badger Care which is state insurance.
They do ask income questions and unemployment is included as income.

COBRA
Is offered through your employer so you can keep the same insurance you had when you were
employed, but can be very expensive as you will have to pay full price. After you are let go the employer
does not have to contribute to your premium coverage.

Please call us if you have any questions need help or advice at: 414-797-3408
Wisconsin Health Insurance Advocates LLC